Is the Medivet Healthcare Plan worth it?

The Medivet Healthcare Plan is a monthly preventive-care plan for routine pet healthcare. It is designed to spread the cost of predictable items such as vaccinations, flea and worm protection, and routine health checks.

Whether it is worth it depends on your pet, your local Medivet prices, which services you would use anyway, and whether you value the convenience of spreading routine costs across the year.

This guide explains the current Medivet plan prices we found, what is included, what is not included, and how to do your own annual-cost calculation.

Source note: This guide is informational only. WisePet is independent and is not affiliated with Medivet. We refer to Medivet and the Medivet Healthcare Plan for factual identification. Prices and plan terms can change, so always confirm current details with your local Medivet clinic before joining.

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Quick verdict

The Medivet Healthcare Plan is more likely to be worth it if:

• you would buy annual vaccinations from Medivet anyway;
• your pet needs year-round flea, tick and worm protection;
• you value two routine health checks across the year;
• you would use the plan's discounts on future Medivet treatment or medication.

It is less likely to be worth it if:

• you can buy equivalent parasite treatment more cheaply elsewhere and your vet agrees that is suitable;
• you may move or switch practice during the 12-month plan period;
• you mainly want cover for illness, accidents, surgery, referrals or emergencies;
• you would not use several of the included routine-care benefits.

The safest answer is not "yes" or "no" for everyone. Work out the annual plan cost, then compare it with the services you would realistically use.

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How much does the Medivet Healthcare Plan cost?

At the time this guide was reviewed, Medivet listed these monthly prices:

Pet	Monthly price	Annual cost calculation
Cat	£15.50	£15.50 x 12 = £186
Small dog under 20kg	£17.50	£17.50 x 12 = £210
Large dog over 20kg	£19.50	£19.50 x 12 = £234
Rabbit	£12	£12 x 12 = £144

Medivet's dog and cat plan pages describe the plans as operating on a 12-month subscription basis. Ask your local clinic for the current monthly price, any payment terms, and what happens if you cancel or move.

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What is included?

Medivet describes the standard Healthcare Plan as including:

• routine vaccinations;
• parasite protection;
• six-monthly nose-to-tail health checks;
• microchipping;
• 10% off veterinary care and prescribed medication;
• 15% off dental procedures.

Medivet's dog and cat plan pages say each pet is eligible for two health checks per year: one at the vaccination appointment and one interim health check. The health checks may be performed by a vet or a nurse.

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What is not included?

The Medivet Healthcare Plan is not pet insurance. It is mainly for routine preventive care.

Medivet says a nose-to-tail health check is a routine exam for a pet that appears healthy. It is not intended for a pet with a new or ongoing health issue. Those health issues normally require a vet consultation charged at the standard rate, unless the pet is on a separate Unlimited Medivet Healthcare Plan add-on.

That means you should not treat the plan as cover for:

• unexpected illness or injury;
• surgery;
• referral or specialist treatment;
• diagnostic tests;
• out-of-hours emergency care;
• all consultations.

Pet insurance and health plans solve different problems. A health plan can help with routine predictable costs; insurance is for larger unexpected costs, depending on the policy.

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A branch-level example: Medivet Southgate

Medivet Southgate's published practice prices are useful because they show both standard prices and Healthcare Plan prices side by side.

At the time we checked, Medivet Southgate listed:

Item	Standard price	Healthcare Plan price
Standard vet appointment	£69.00	£62.10
Dog annual vaccination booster	£70.00	Included
Dog annual booster including kennel cough	£114.00	Included
Puppy vaccination course 1st + 2nd	£108.00	Included
Cat annual vaccination booster	£79.00	Included
Kitten vaccination course 1st + 2nd	£118.00	Included

This does not prove every Medivet branch has the same standalone prices. Use it as an example of the calculation method, then check your own clinic's current price list.

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How to calculate whether it is worth it

Use this simple method:

1. Start with the annual plan cost for your pet.
2. List the included services you would definitely use.
3. Add the standalone price for each service at your local clinic.
4. Keep discounts separate from included services.
5. Compare the realistic total with the annual plan cost.

For example, a small dog plan at £17.50 per month costs:

£17.50 x 12 = £210 per year

A large dog plan at £19.50 per month costs:

£19.50 x 12 = £234 per year

A cat plan at £15.50 per month costs:

£15.50 x 12 = £186 per year

If the vaccinations, parasite protection and health checks you would otherwise buy cost more than the plan, the plan may offer good value. If the difference is small, convenience and budgeting may be the main benefit. If you would not use the included services, the plan may not save money.

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Treat discounts as possible extra value

Medivet advertises 10% off veterinary care and prescribed medication, plus 15% off dental procedures for plan members.

Those discounts can matter, but they are not the same as included services. You only benefit from them if your pet needs those services and you choose to buy them from Medivet.

For a fair calculation, separate:

Value type	How to treat it
Included routine care	Count it if your pet would use it anyway
Discounts	Count only if you realistically expect to use the discounted service
Savings claims	Check the assumptions and whether they match your pet

Medivet's savings note says the advertised saving is based on the cumulative cost of individual treatments minus the subscription charge, and excludes the extra discount benefits.

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Questions to ask before joining

Before signing up, ask your Medivet clinic:

• What is the current monthly price for my pet?
• Is my pet classed as a small or large dog for plan pricing?
• Which flea, tick and worm products are included?
• How often are parasite products dispensed?
• Are vaccinations, kennel cough and primary courses included for my pet?
• What happens if I cancel before the 12 months are complete?
• Can I transfer the plan if I move to another Medivet clinic?
• Is the Unlimited consultation add-on available, and what does it exclude?
• Can I have the plan terms in writing?

Ask the same questions when renewing, because prices and inclusions can change.

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Bottom line

The Medivet Healthcare Plan may be worth it if you already plan to use Medivet for routine vaccinations, parasite protection and regular health checks. It may also help if you prefer predictable monthly payments.

It is not a substitute for pet insurance and it does not mean every appointment or treatment is free. The most reliable way to decide is to compare your annual plan cost with the routine services your pet would genuinely use.